Banco santander es particulares

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One type of demand account is the salary account, in which it is a requirement to have your salary or other regular income (such as a pension) paid directly into your account. In exchange, these accounts can offer advantages such as bonuses on bills, elimination of maintenance fees, certain remuneration and even remuneration in kind. .

Securities accounts, in which no money is deposited but securities, such as shares or bonds. It is a necessary instrument to be able to manage the securities and must be linked to a current account into which cash will be deposited to buy the securities. In addition, dividends and money resulting from sales transactions will be credited to this account.

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In 1934, Emilio Botín Sanz de Sautuola y López became general manager of Banco Santander and became chairman of the bank in 1950. Under his mandate, an important expansion process began throughout the country, as well as the purchase of several entities. Shortly afterwards, in 1947, Banco Santander opened its first office in America (in Cuba), followed by Argentina, Mexico, Venezuela and London.

During the following decades, several milestones marked the history of Banco Santander: for example, in 1985 Banco Santander de Negocios was created, in 1986 Emilio Botín Sanz de Sautuola y García de los Ríos became chairman of the bank, and at the end of the 1980s it acquired the German entity CC-Bank and bought a stake in the Portuguese CC-Bank from Bank of America.

On September 9, 2014, Emilio Botín passes away and the Board of Banco Santander unanimously appoints Ana Botín as the new Chairwoman. The bank currently has 13,217 branches, 202,713 employees and 144 million customers. It is listed on the IBEX 35, as well as on the Dow Jones EURO STOXX 50.

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Banco Santander’s online services allow you to carry out your daily transactions in a convenient and simple way. Discover everything you can do and how both the app and the bank’s customer area work.

The Banco Santander customer area is divided into the following sections that allow you to perform various common tasks related to the administration of finances and daily economy.

As we have already mentioned, from the customer area or from the Banco Santander app it is possible to make national transfers (up to 15,000 euros) and international transfers to countries in the SEPA zone, to your favorite recipients or make a transfer between accounts, as well as consult and manage them.

Banco Santander’s apps allow you to perform all the operations mentioned in the previous sections. They are completely free and are available for Android and iOS devices, with the exception of Santander Wallet, which is only available for Android.

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To begin with, we will talk about the different Banco Santander bank accounts, among which customers can find the one that suits them best. In the following table we explain what each one consists of.

Among the services offered to individuals we also find Banco Santander’s investment and savings solutions. Depending on whether the customer’s objective is to plan their retirement or invest their savings, they can choose between different types of products.

If, on the other hand, what the customer is looking for is a mortgage, he can choose one of the Santander mortgages, with the advantage of being able to compare the different options, calculate his monthly payment and contract it through the website.

Banco Santander not only offers the typical fixed mortgages, variable mortgages and mixed mortgages, but also offers other mortgage services indicated for people in a special situation such as:

The main advantage of Banco Santander’s Renting service is that they do not need a down payment and the installment is fixed, being all possible breakdowns included. Customers will be able to enjoy a leasing car from 299€ per month.