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In contrast to other financing channels already existing in the market such as Private Equity, startup rounds or capital increases, the Fund allows entrepreneurs to finance the growth of their businesses without having to give up management capacity, which will remain 100% under their control.

The Fund is especially aimed at SMEs and companies with a turnover of up to €100 million that want to develop projects that promote sustainability, digitalization, innovation or job creation. It is an initiative financed 100% by Banco Santander as part of its objectives of contributing to the progress of companies, sustainable growth and job creation, and is not open to third-party investments.

Banco santander empresas online

Financia tu proyecto empresarial. Fondo Smart está diseñado para apoyar iniciativas con potencial de crecimiento, que sean sostenibles, innovadoras, digitales y que fomenten la creación de empleo, en todas sus fases de desarrollo.

Abarca proyectos de crecimiento orgánico e inorgánico, tanto nacionales como internacionales, con un amplio abanico de destinos de los fondos (I+D+i, activos tangibles e intangibles, ampliación de unidades existentes, nuevas unidades de negocio, nuevas filiales, fusiones y adquisiciones, otros).

El Fondo Smart ofrece a las empresas y pymes financiación a largo plazo y con un periodo de carencia para acometer proyectos estratégicos de crecimiento, sostenibilidad, innovación, digitalización y creación de empleo.

Todos los proyectos se apoyan en estructuras flexibles y adaptadas a sus necesidades. De este modo, la empresa podrá centrarse en su crecimiento sostenible desarrollando proyectos que multipliquen su rentabilidad. Además, se beneficiará de un apoyo continuo con soluciones financieras y no financieras.

El Smart Fund apoya a los clientes en todas las fases de su crecimiento, financiando sus proyectos de desarrollo empresarial, tanto orgánicos como inorgánicos, a nivel nacional e internacional, con una amplia gama de fondos. Existen tres facilidades, en función de la fase de desarrollo de las empresas:

Santander companies

In contrast to other financing channels already existing in the market such as Private Equity, startup rounds or capital increases, the Fund allows entrepreneurs to finance the growth of their businesses without having to cede management capacity, which will remain 100% under their control.

The Fund is especially aimed at SMEs and companies with a turnover of up to €100 million that want to develop projects that promote sustainability, digitalization, innovation or job creation. It is an initiative financed 100% by Banco Santander as part of its objectives of contributing to the progress of companies, sustainable growth and job creation, and is not open to third-party investments.

Banco sabadell companies

Santander One Empresas is the new Banco Santander account for companies that comes to simplify its range of bank accounts. Santander One Empresas is a bank account with no commissions if conditions are met. It can be customized by subscribing to additional payment services, to be chosen according to the customer’s needs. Santander One Empresas replaces the other business accounts (Cuenta 123 Profesional, Cuenta Día a Día pymes…).

It depends. If the customer does not meet all the required linkage requirements, he/she will have to pay a commission every month, while if he/she fully complies with the conditions, he/she will pay zero for the account or the cards.

Until now, Banco Santander, unlike its competitors, did not offer an online account without commissions and requirements. For example, BBVA markets the Cuenta Online Sin Comisiones and CaixaBank, the Cuenta Imagin, alternatives that do not require any fees.

Banco Santander no longer asks for so many requirements from customers of the Santander One Account. Until recently, it was necessary to have income, receipts and, in addition, to have contracted loans, investment funds or insurance to save the monthly commission….